|We accept the following credit cards: Visa, MasterCard, American Express and Discover. There is no surcharge for using your credit card to make purchases. Please be sure to provide your exact billing address, zip code and telephone number (i.e. the address and phone number your credit card bank has on file for you). Incorrect information will cause a delay in processing or shipping your order. Our manufacturers typically require payment at the time we place the order with them. Because of their policy, your credit card will be billed upon completion of your order, before the item ships from manufacturer.